"Twenty years from now you will be more disappointed by the things you didn't do than by the ones you did do. So throw off the bowlines, sail away from the safe harbor, catch the trade winds in your sails. Explore. Dream. Discover." - Mark Twain
Many people pack for their vacations by using three different sized travel cases... a large one, a medium sized one, and a small one. We think it is healthy to view the value distribution of your membership purchase in much the same manner.